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	<title>Bad, Bad Companies</title>
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		<title>Bad, Bad Companies</title>
		<link>http://consumerproblems.wordpress.com</link>
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		<item>
		<title>A Reader Opened an Account at Bank of Internet &#8212; And It Went Smoothly!</title>
		<link>http://consumerproblems.wordpress.com/2011/01/29/a-reader-opened-an-account-at-bank-of-internet-and-it-went-smoothly/</link>
		<comments>http://consumerproblems.wordpress.com/2011/01/29/a-reader-opened-an-account-at-bank-of-internet-and-it-went-smoothly/#comments</comments>
		<pubDate>Sat, 29 Jan 2011 10:52:54 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Bank of Internet]]></category>
		<category><![CDATA[Bank Reviews]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=153</guid>
		<description><![CDATA[Since I have been doing nothing but hating on Bank of Internet I thought I would share with you a story that a reader sent about his experience opening an account.  Things went well for Chino and he was kind enough to update his experience for this blog: 10/18/2010 Hey Guys. All of your comments [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=153&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2011/01/29/a-reader-opened-an-account-at-bank-of-internet-and-it-went-smoothly/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">heather</media:title>
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		<title>San Diego National Bank Fails &#8212; Taken Over by FDIC</title>
		<link>http://consumerproblems.wordpress.com/2009/12/03/san-diego-national-bank-fails-taken-over-by-fdic/</link>
		<comments>http://consumerproblems.wordpress.com/2009/12/03/san-diego-national-bank-fails-taken-over-by-fdic/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 08:00:58 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Bad Business]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=162</guid>
		<description><![CDATA[San Diego National Bank has finally gone under.  They were taken over by the FDIC on October 30, 2009 and are now a part of US Bank.  I noticed that the branch near my house is closed entirely and the sign has been taken down.  Let&#8217;s hope that the employees that worked at that branch [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=162&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2009/12/03/san-diego-national-bank-fails-taken-over-by-fdic/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">heather</media:title>
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			<media:title type="html">San Diego National Bank logo</media:title>
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		<item>
		<title>San Diego National Bank Totally Lied: No Report in ChexSystems</title>
		<link>http://consumerproblems.wordpress.com/2009/01/06/san-diego-national-bank-totally-lied-no-report-in-chexsystems/</link>
		<comments>http://consumerproblems.wordpress.com/2009/01/06/san-diego-national-bank-totally-lied-no-report-in-chexsystems/#comments</comments>
		<pubDate>Wed, 07 Jan 2009 06:21:11 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[San Diego National Bank]]></category>
		<category><![CDATA[Union Bank of California]]></category>
		<category><![CDATA[Bad Banks]]></category>
		<category><![CDATA[Bank Complaints]]></category>
		<category><![CDATA[Bank Reviews]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=84</guid>
		<description><![CDATA[It is a relief that Union Bank did not actually report me to ChexSystems for some unknown banking infraction, but also infuriating that the idiots at San Diego National Bank made up this lie to begin with. I am totally done with all large and mid-sized banks, so I hoped that choosing a small community [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=84&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2009/01/06/san-diego-national-bank-totally-lied-no-report-in-chexsystems/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">heather</media:title>
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		<title>Union Bank Denies Issuing Chex Systems Report</title>
		<link>http://consumerproblems.wordpress.com/2009/01/02/union-bank-denies-issuing-chex-systems-report/</link>
		<comments>http://consumerproblems.wordpress.com/2009/01/02/union-bank-denies-issuing-chex-systems-report/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 10:46:01 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Union Bank of California]]></category>
		<category><![CDATA[Bank Complaints]]></category>
		<category><![CDATA[Bank Review]]></category>
		<category><![CDATA[San Diego National Bank]]></category>
		<category><![CDATA[Union Bank]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=88</guid>
		<description><![CDATA[San Diego National Bank turned me down for a checking account, telling me that Union Bank had issued a negative ChexSystems report on me that would prevent me from opening a checking account at any reputable bank for 5 years. My husband was very distraught by the news but frankly I was not very surprised. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=88&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2009/01/02/union-bank-denies-issuing-chex-systems-report/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">heather</media:title>
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		<title>Peruse My Bank Statements &#8212; Spot the Structuring</title>
		<link>http://consumerproblems.wordpress.com/2008/12/19/peruse-my-bank-statements-spot-the-structuring/</link>
		<comments>http://consumerproblems.wordpress.com/2008/12/19/peruse-my-bank-statements-spot-the-structuring/#comments</comments>
		<pubDate>Fri, 19 Dec 2008 18:16:11 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Union Bank of California]]></category>
		<category><![CDATA[Bank Complaints]]></category>
		<category><![CDATA[Bank Review]]></category>
		<category><![CDATA[Structuring]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=75</guid>
		<description><![CDATA[Union Bank of California accused me of structuring cash transactions to evade Federal reporting requirements, and they closed my account. Below I am posting all of my checking account statements so you can see the structured transactions for yourself. Structuring is the act of breaking cash transactions into amounts less than $10,000 to avoid scrutiny [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=75&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2008/12/19/peruse-my-bank-statements-spot-the-structuring/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
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			<media:title type="html">heather</media:title>
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			<media:title type="html">july_notes</media:title>
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			<media:title type="html">august_notes</media:title>
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			<media:title type="html">september_notes</media:title>
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			<media:title type="html">october_notes</media:title>
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		<item>
		<title>Union Bank of California Update &#8212; UBOC Further Ruins My Life</title>
		<link>http://consumerproblems.wordpress.com/2008/12/18/union-bank-of-california-update-uboc-further-ruins-my-life/</link>
		<comments>http://consumerproblems.wordpress.com/2008/12/18/union-bank-of-california-update-uboc-further-ruins-my-life/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 09:04:03 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Union Bank of California]]></category>
		<category><![CDATA[Bank Complaints]]></category>
		<category><![CDATA[Bank Reviews]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=55</guid>
		<description><![CDATA[It&#8217;s not enough that Union Bank of California falsely accused me of Federal crimes and closed my account on me. They also decided to make sure that I can&#8217;t open or maintain any bank account with any bank for the next 5 years. I went to San Diego National Bank today to open a checking [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=55&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2008/12/18/union-bank-of-california-update-uboc-further-ruins-my-life/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">heather</media:title>
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		<item>
		<title>Bank of Internet &#8211; Is It A Scam?</title>
		<link>http://consumerproblems.wordpress.com/2008/12/16/bank-of-internet-is-it-a-scam/</link>
		<comments>http://consumerproblems.wordpress.com/2008/12/16/bank-of-internet-is-it-a-scam/#comments</comments>
		<pubDate>Tue, 16 Dec 2008 10:42:51 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Bank of Internet]]></category>
		<category><![CDATA[Bank Complaints]]></category>
		<category><![CDATA[Bank Reviews]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=33</guid>
		<description><![CDATA[I don&#8217;t have a checking account anymore since what happened with Union Bank of California. Since I &#8216;ve had troubles with local banks, I think I&#8217;ll try an internet only bank this time. After all, the less you deal with them the fewer hassles they can give you, right?? Right?? I searched on Bankrate.com for [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=33&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2008/12/16/bank-of-internet-is-it-a-scam/feed/</wfw:commentRss>
		<slash:comments>31</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">heather</media:title>
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		<item>
		<title>Union Bank of California Accuses Me of Federal Crimes, Closes Account for Withdrawing $80 from ATM</title>
		<link>http://consumerproblems.wordpress.com/2008/12/09/union_bank_of_california/</link>
		<comments>http://consumerproblems.wordpress.com/2008/12/09/union_bank_of_california/#comments</comments>
		<pubDate>Tue, 09 Dec 2008 08:15:32 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Union Bank of California]]></category>
		<category><![CDATA[Union Bank of California
Bank Complaints
Bank Reviews]]></category>

		<guid isPermaLink="false"></guid>
		<description><![CDATA[Union Bank of California accused me of splitting up multiple cash transactions to avoid the federal reporting requirement of $10,000.  The only problem is I hadn't made any cash transactions since opening the account.  When I finally did do a cash transaction (an ATM withdrawal of $80), they closed me account.<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=1&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2008/12/09/union_bank_of_california/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">heather</media:title>
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		<title>Wells Fargo Will Not Accept Large Check Deposits Into My Checking Account</title>
		<link>http://consumerproblems.wordpress.com/2008/07/16/wells-fargo-will-not-accept-large-check-deposits-into-my-checking-account/</link>
		<comments>http://consumerproblems.wordpress.com/2008/07/16/wells-fargo-will-not-accept-large-check-deposits-into-my-checking-account/#comments</comments>
		<pubDate>Wed, 16 Jul 2008 15:03:28 +0000</pubDate>
		<dc:creator>heather</dc:creator>
				<category><![CDATA[Wells Fargo Bank]]></category>
		<category><![CDATA[Bank Complaints]]></category>
		<category><![CDATA[Bank Reviews]]></category>
		<category><![CDATA[Wells Fargo]]></category>

		<guid isPermaLink="false">http://consumerproblems.wordpress.com/?p=46</guid>
		<description><![CDATA[I&#8217;ve had my Wells Fargo checking account for about seven years. I usually keep a lot of money in it, but lately I haven&#8217;t had more than $10,000 in there. I wanted to pay down a large portion of my mortgage, and so I needed to put the money in my account to do so. [...]<img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=consumerproblems.wordpress.com&amp;blog=5787317&amp;post=46&amp;subd=consumerproblems&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
		<wfw:commentRss>http://consumerproblems.wordpress.com/2008/07/16/wells-fargo-will-not-accept-large-check-deposits-into-my-checking-account/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	
		<media:content url="" medium="image">
			<media:title type="html">heather</media:title>
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