San Diego National Bank Totally Lied: No Report in ChexSystems

It is a relief that Union Bank did not actually report me to ChexSystems for some unknown banking infraction, but also infuriating that the idiots at San Diego National Bank made up this lie to begin with. I am totally done with all large and mid-sized banks, so I hoped that choosing a small community bank would yield better results. I should have turned on my heel and left as soon as I walked into San Diego National Bank.

Union Bank Denies Issuing Chex Systems Report

San Diego National Bank turned me down for a checking account, telling me that Union Bank had issued a negative ChexSystems report on me that would prevent me from opening a checking account at any reputable bank for 5 years. My husband was very distraught by the news but frankly I was not very surprised. When my husband got back into town, we went to Union Bank with me and tried again to get some answers.

Peruse My Bank Statements — Spot the Structuring

Union Bank of California accused me of structuring cash transactions to evade Federal reporting requirements, and they closed my account. Below I am posting all of my checking account statements so you can see the structured transactions for yourself.

Union Bank of California Update — UBOC Further Ruins My Life

It’s not enough that Union Bank of California falsely accused me of Federal crimes and closed my account on me. They also decided to make sure that I can’t open or maintain any bank account with any bank for the next 5 years.

Bank of Internet – Is It A Scam?

I don’t have a checking account anymore since what happened with Union Bank of California. Since I ‘ve had troubles with local banks, I think I’ll try an internet only bank this time. After all, the less you deal with them the fewer hassles they can give you, right?? Right?? I searched on Bankrate.com for internet-only banks and the best-looking deal was to open a checking account with Bank of Internet USA. They offer 3.4% interest on a checking account, with a minimum balance of $5000.

Union Bank of California Accuses Me of Federal Crimes, Closes Account for Withdrawing $80 from ATM

Little did I know when I walked into Union Bank of California to open a checking account to pay my mundane monthly bills that I would end up in a terrible situation four months later. Accusing me of Federal crimes, they closed my account and reported me to Chex Systems, making it virtually impossible to open or maintain an existing bank account anywhere for the next 5 years.

Wells Fargo Will Not Accept Large Check Deposits Into My Checking Account

I’ve had my Wells Fargo checking account for about seven years. I usually keep a lot of money in it, but lately I haven’t had more than $10,000 in there. I wanted to pay down a large portion of my mortgage, and so I needed to put the money in my account to do so. I wrote myself a check from my business account (at Bank of America) and deposited it in my Wells Fargo account. Checked a couple of days later and the deposit had gone through fine. Eleven days after the deposit I was ready to send the Wells Fargo check to my mortgage company, and I happened to go on my Wells Fargo account again, and the money was gone.